COBRA – A Commitment To Excellence

Goldleaf Partners understands administering COBRA continuation coverage is a complex process, governed by changing rules and regulations. We manage the day-to-day COBRA intricacies with an unwavering attention to detail.

Who Must Comply With COBRA?

Private-sector group health plans maintained by employers that have at least 20 employees on more than 50% of its typical business days in the previous calendar year. Both full- and part-time employees are counted in this calculation. Each part-time employee counts as a fraction of a full-time employee. With the fraction equal to the number of hours that the part-time employee worked divided by the hours an employee must work to be considered full-time. COBRA also applies to plans sponsored by state and local governments; however it doesn’t apply to plans sponsored by the Federal government or by churches and certain church-related organizations.

Communication is key to COBRA compliance. We partner with our clients and brokers in many ways, including keeping them informed of changes in laws and procedures. We take advantage of cutting edge technology to save you time and meet deadlines. We help our clients stay compliant and avoid mistakes, because we know that mistakes can result in serious consequences such as stiff penalties, fines, and potential legal battles. By having Goldleaf Partners administer the COBRA continuation coverage; it gives our clients peace of mind and allows them to dedicate their resources for what strategically matters to their business.

Goldleaf Partners understand that our clients’ businesses are unique and therefore have different needs. At Goldleaf Partners we offer:

Monthly premium collection and remittance
Consistent, accurate, and on-time processing.
On-line access to administrative reports
Required notices sent directly to COBRA eligible individuals
Record retention including employer access to participant communications
Up-to-date compliance services keeping our brokers and clients informed of changes in laws and procedures
Experienced staff of professionals who respond promptly to clients and participants and handle each inquiry with the upmost confidentiality and respect