Retirement

As an industry-leading third-party administrator, we step in and take on the administrative tasks associated with our clients’ retirement plans. We focus on your needs, work with your preferred partners, and provide solutions to meet your unique needs.

Why Goldleaf ?

Unmatched Industry Expertise.

Our pool of credentialed professionals and actuaries are on your team, all the time.

Dedicated Service Focused On You.

We have dedicated client relationship managers backed by a top-notch operations team, taking care of all the details behind the scenes. This means we can focus on your needs and quickly answer your questions while important processing stays on schedule.

While we’re a national third-party administrator, we also have local representatives across the U.S.  So, we have the resources of a large firm with the presence of a small one.

Trusted Partnerships With Flexibility And Integrity.

We work with all of the leading recordkeepers in the industry, meaning you get your choice of platforms and open architecture solutions.

Breadth Of Options For Every Client.

We provide a variety of solutions to meet plan sponsors’ unique needs, including:

  • 401(k)
  • 403(b)
  • 457
  • Profit Sharing
  • Church Plans
  • Defined Benefit, Cash Balance
  • Multiple Employer Plans (MEPs)
  • Prevailing Wage/Davis Bacon
  • Governmental Plans
  • Non-Qualified Executive Deferred Compensation (409A)

Service Overview

When we’re the third-party administrator for your retirement plan, we make your life easier by providing the following benefits and services:

  • Dedicated Client Relationship Manager
  • Proactive plan management and communication
  • Plan design
  • Preparation and maintenance of plan documents
  • Plan conversion management (at install)
  • Compliance testing, including but not limited to:
    • ADP/ACP, 410(b), 401(a)(4), Top Heavy, Average Benefit Testing, 414(s) as applicable
  • Preparation of annual plan reports
  • Reporting and disclosure reports, including IRS Form 5500 and others

  • Audit support, if applicable
  • Calculation of employer contributions and forfeitures
  • ERISA compliance consultation
  • Consultation on corrective processing, if applicable
  • Calculation of vested and forfeited benefits
  • Process loans and distributions
  • Manage involuntary distribution process
  • RMD calculation
  • Prepare, consolidate, and provide required participant notices 
  • Preparation of IRS Forms 1099-R or 945, as needed

We also work with your financial advisor and any investment platform you choose.

Want to see your to-do list shrink even more? See the benefits of our integration.