Retirement

We step in and take on the administrative tasks associated with our clients’ retirement plans. We focus on your needs, work with your preferred partners, and focus on providing solutions to meet your unique needs.

Why Goldleaf ?

Industry-Leading Expertise.

Our pool of credentialed professionals and actuaries are on your team, all the time.

Dedicated Service Focused On You.

We have dedicated client relationship managers backed by a top-notch operations team, taking care of all the details behind the scenes. This means we can focus on your needs and quickly answer your questions while important processing stays on schedule.

Trusted Partnerships With Flexibility And Integrity.

We work with all of the leading record keepers and custodians in the industry, meaning you get your choice of platforms and open architecture solutions.

Breadth Of Options For Every Client.

We provide a variety of solutions to meet plan sponsors’ unique needs, including:

  • 401(k)
  • 403(b)
  • 457
  • Profit Sharing
  • Church Plans
  • Defined Benefit, Cash Balance
  • Multiple Employer Plans (MEPs)
  • Prevailing Wage/Davis Bacon
  • Governmental Plans
  • Non-Qualified Executive Deferred Compensation (409A)

Service Overview

When you partner with us for your retirement plan administration, we make your life easier by providing the following benefits and services:

  • Dedicated Client Relationship Manager
  • Proactive plan management and communication
  • Plan design
  • Preparation and maintenance of plan documents
  • Plan conversion management (at install)
  • Compliance testing, including but not limited to:
    • ADP/ACP, 410(b), 401(a)(4), Top Heavy, Average Benefit Testing, 414(s) as applicable
  • Preparation of annual plan reports
  • Reporting and disclosure reports, including IRS form 5500 and other forms

  • Audit support (for plans requiring an audit)
  • Calculation of employer contributions and forfeitures
  • ERISA compliance consultation
  • Consultation on corrective processing, if applicable
  • Calculation of vested and forfeited benefits
  • Process loans and distributions
  • Manage involuntary distribution process
  • RMD calculation
  • Prepare, consolidate and provide required participant notices to the plan sponsor
  • Preparation of IRS forms 1099-R or 945, as needed

We also work with your financial advisor and any investment platform you choose.